About Us

CoCardMCD is a branch of COCARD®, a Nashville, TN based merchant services provider currently serving over 25,000 merchants. CoCard is a cooperative of bankcard professionals with 49 members and approximately 500 sales representatives located in over 70 offices throughout the Continental US. The acceptance of electronic payment continues to expand and become more important as businesses try to provide their customers with a positive shopping experience.

We believe our mission at CoCard is to share our knowledge with our merchant base and become trusted partners. Improving the bottom-line through reduced costs or streamlined acceptance always helps solidify that relationship.

CoCardMCD has expertise in the set-up of ALL types of businesses to accept electronic payments and we are anxious to work hard to become a strong partner to your team.


  • A company you can trust.

  • CoCard has been a leading merchant partner for 10 years. You can trust us. We work hard to be transparent, knowledgeable and a responsive asset to your business. See our award as the best Independent Sales Organization in the industry.

  • Highly Competitive Pricing.

  • We always use "Interchange Pass Thru" pricing that shows our cost and profit margin.

  • We guarantee not to raise your rates.

  • We never randomly raise rates, however, from time-to-time Visa, MasterCard, and Discover do change "Interchange" and we pass that change on to you. Other processors take that as an opportunity to add profit for themselves. We never will.

  • We have no cancellation or early termination fees.

  • Our services are month-to-month and we think we do such a nice job that you will stick with us.

  • We do it ALL.

  • We provide merchants with everything needed for payment processing including credit card and electronic check processing, recurring billing, electronic funds transfer, virtual terminals, payment gateways, rate management, PCI compliance and remote credit card data storage.

Get a NO COST evaluation of your processing today.